- info@macmanus.finance
- 01443 800621
Business & Personal Car Finance
Are you looking to acquire a classic, prestige our luxury car?
If you have found your dream car let MacManus Finance help make your dream a reality by putting you in the driving seat.
As a specialist in classic, sports and luxury car finance, and being fully authorised and regulated by the Financial Conduct Authority, with access to the best funders in the marketplace, we can quickly deliver the perfect finance facility for you.
If you are UK based and require funding from £25K up to £millions – please click the link below for your no obligation quotation.
We can assist in funding any marque and age of car, whether you are buying from a dealer of a private seller.
Our Five Star Service features:
- Access to the Very Best Interest Rates
- Quick & Easy Application process
- Dedicated Account Manager Througout the Process
- Payout in Under a Week
- Fee Free Brokerage
Get Your Car Finance Quote
Fill out the form below or call us at 01443800621 for more details and we’ll get in touch to discuss your options.
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Access the Very Best Interest Rates
Quick & Easy Application Process
Dedicated Account Manager Supports You
From Inquiry to Payout in Under a Week
Fee Free Brokerage Service
Types of Prestige Car Finance
In the mass car market vehicle contract hire and leasing is widespread. It provides for a fixed monthly cost but is quite restrictive with mileage conditions and fixed term contracts that, in our experience, doesn’t provide the flexibility that most prestige car finance clients are
looking for.
Our brokerage does not exist to service the mass car finance market – it is simply not our client base. We have chosen instead to focus our service on the high end car finance sector and the discerning needs of these clients, and for these reasons we don’t offer car leasing or
contract hire solutions within our brokerage.
- They want to choose their own vehicle from their own supplier.
- They want to buy used as well as new cars.
- They want to negotiate their own price with their supplier.
- They want the flexibility to pay lump sums or settle early without excessive penalties.
- And importantly, they want to OWN the vehicle, rather than lease it, benefitting from any future sales proceeds.
To provide this solution we offer the following options:
Fixed Rate Hire Purchase
A traditional HP facility with fixed equal payments throughout the term of the agreement. Full title to the vehicle passes to the client when the loan is paid off. The client can settle in full at any time.
Hire Purchase With Balloon
As above, however instead of equal monthly payments throughout the agreement a lump sum “balloon” payment is deferred until the end of the agreement. This balloon is typically set at an amount just below the expected future value of the car at the end of the finance period. This allows for initial monthly payments to be greatly reduced, and provides the flexibility for the client to either part exchange the car, clearing the balloon balance, or refinancing the balloon payment over an extended period if the client wishes to keep the car.
Variable Rate Hire Purchase
As above but with variable interest rate options available from some providers.
Sale & HP Back / Refinance
Any of the above products can be used here, however instead of buying a car, the client already owns the vehicle and sells it to the finance company. The client is paid by the finance company, allowing them to release capital from their car however they wish. The client retains full possession and use of the vehicle, however title passes to the finance company for the period of finance. In every other respect the finance agreement works in the same way as those outlined above.
Prestige Car Finance Customer
Customers for prestige car finance tend come from the following groups:
- Private Individuals looking to finance cars they will use themselves (often high net worth individuals, successful business owners, company directors, sports people and celebrities)
- Wealthy Non-UK citizens who reside in the UK but often don’t fit into some lenders criteria
- Limited Companies looking to fund vehicles to be used by the business owners, company directors or other senior staff.
- Investors/Collectors – can be individuals or companies that are looking to acquire vehicles to collect or for investment purposes
- Whichever category you are in, we understand that you demand the best levels of service, fair pricing and expert guidance throughout the process
Prestige Car Finance Vehicles
Prestige Car Finance can be secured on all premium brands including:
- Aston Martin Finance
- BMW Finance
- Ferrari Finance
- Lamborghini Finance
- McLaren Finance
- Land Rover Finance
- Bentley Finance
- Audi Finance
- Mercedes Finance
- Maserati Finance
- Tesla Finance
- Jaguar Finance
- Porsche Finance
- Roll-Royce Finance
In addition to these brands it is also possible to finance classic cars and sport cars that are required by enthusiasts, collectors or investors.
Aside from purchasing, it is also possible to release equity from high value vehicles that are already owned with prestige car refinance. This can be a very effective way of accessing cash quickly by HNW clients and entrepreneurs who may need cash for many other purchases.
Why choose MacManus Finance for Prestige Car Finance?
UK firms are well advised to engage the service of a skilled independent brokerage who can save them time and money by accessing the widest panel of options, who are Authorised and Regulated by the Financial Conduct Authority and are full members of the National Association of Commercial Finance Brokers trade association, as membership of both requires firms to demonstrate the highest standards of integrity and submit to consistent monitoring of activities, providing the business owner with confidence in the firm they have chosen to work with.
MacManus Asset Finance are one such firm – directly authorised by the Financial Conduct Authority, full members of the National Association of Commercial Finance Brokers, and with a customer base of almost 300 UK businesses whom we have supported for over 15 years.
This credibility combined with an extensive panel of asset finance providers, including some of the best priced, and most flexible lenders in the marketplace provides a winning combination.
Our business motto is “Never Just a Number” – and we take pride that our clients never feel like they are just a number to us, as so many business owners are made to feel by larger financial institutions.
Your business success is our business success, we never take our clients for granted, and will always aim to deliver more than our clients expect.
Secure your business with UK’s
Business Moneyfacts Asset Finance
Broker of the Year 2024
OR CALL 01443 800621
